# Cost calculators

Each calculator runs entirely in your browser with standard financial formulas. Nothing you enter is sent, stored or logged.

- [Loan payment calculator](https://currentcosts.com/tools/loan-payment-calculator/) — Enter the amount, the annual rate and the number of months to see the monthly payment, the interest and the total repaid.
- [Affordability calculator](https://currentcosts.com/tools/affordability-calculator/) — Estimate a sensible loan size from your income, your existing debts and the payment-to-income limit a lender is likely to use.
- [Refinance break-even calculator](https://currentcosts.com/tools/refinance-break-even-calculator/) — Compare the payment you have now with a refinanced payment and see how long the closing costs take to pay back.
- [Total cost of ownership calculator](https://currentcosts.com/tools/total-cost-of-ownership-calculator/) — Add purchase price, financing, running costs and resale value to get the real annual cost of ownership.
- [Cost per unit calculator](https://currentcosts.com/tools/cost-per-unit-calculator/) — Compare two package sizes at different prices by the cost of a single unit.
- [Debt payoff calculator](https://currentcosts.com/tools/debt-payoff-calculator/) — See how many months a balance takes to clear at a fixed payment, and what extra payments would save.

Source: https://currentcosts.com/tools/